Line of Credit

You may want to explore a business line of credit to secure financing for managing fluctuating cash flow and short-term credit needs.

Get easy access to funds by check, online and at any of our branches.

Accessible Business Capital:

  • Secured & unsecured options
  • 12-month terms
  • Renewal options
  • Easy transfer, withdrawal & check access

Ready to get started with a line of credit? Take the next steps.

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Business Credit Card

Sun Federal CU Business Visa Credit CardA business credit card is an excellent choice for any size business.

A Visa credit card from Sun Federal allows you to easily keep track of spending with itemized and organized expense reports. Just like a personal credit card, your business earns rewards. And with a business credit card you build good business credit, which comes in handy when it's time to apply for a loan to help grow your business.

Rewarding Business Transactions:

  • No annual fee
  • Rate as low as 10.9% APR for purchases and 14.9% APR for balance transfers and cash advances
  • One UChoose Rewards point for every $1 you spend
  • Credit limits up to $50,000
  • Multiple cards, personalized with your business & user names
  • 25-day grace period

Ready to get started with a business credit card? Take the next steps.

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Term Loans

Congratulations! If you’re looking for a term loan your business has likely reached an important crossroad and you’re ready to make a major investment or acquisition.

With a term loan from Sun Federal you’ll enjoy a fixed, low interest rate, with a flexible repayment schedule, and minimum monthly payments and total loan costs. 

Mid- & Long-Term Loan Options:

  • Flexible terms & amounts
  • Business vehicles
  • Business equipment 
  • Professional musical instruments 
  • Deposit share secured
  • Low total loan costs

Ready to get started with a term loan? Take the next steps.

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Residential Rental Properties

A residential investment property loan is secured by a 1-4 family rental property and can be used to purchase or refinance. 

Options Include:

  • Competitive interest rates
  • Maturity of up to 12 years
  • Amortizations of up to 20 years

Ready to get started with a residential investment property loan? Take the next steps.

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Commercial Real Estate Loans

You've worked hard to build your business operations. When it’s time to buy, build, expand or remodel your offices to match the growth of your operations, then it’s time for a commercial real estate loan.

Commercial real estate Loans are secured by an owner or non-owner occupied commercial building or a 5+ family rental property. 

Options Include:

  • Competitive interest rates
  • Maturity of up to 10 years
  • Amortizations of up to 25 years

Ready to get started with a commercial real estate loan? Take the next steps.

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Small Business Administration Loan (SBA)

Together with the U.S. Small Business Administration, Sun Federal Credit Union provides loan guarantee programs to small businesses.

An SBA guarantee makes it easier for you to finance a start-up, expansion or acquisition. 

The U.S. Government guarantees up to 85% of the loan for qualified borrowers. Learn more at SBA.gov.

Ready to get started with an SBA Loan? Take the next steps.

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