It just feels like home

A home equity loan or line of credit from Sun Federal CU can provide you with the opportunity and resources to realize your dreams.

Calculate Loan & Refinance Cost

See how much you can save by comparing your loan rates from elsewhere with Sun Federal's best rates!



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Home Equity Loan

Major financing available without hassles. 1-15 year terms available!

Rate as low as

Interest-Only HELOC

A convenient and affordable Home Equity Line of Credit that's easy to use!

Rate as low as


Interest-Only Home Equity Line of Credit

Get the money you need, when you need it! There are so many things you can do with our Interest-Only Home Equity Line of Credit such as:

  • Consolidate Debt
  • Make Home Improvements
  • Pay for Education
  • Handle Unexpected Expenses  

The best part, the monthly repayment is low and you have the flexibility to begin repaying only the accumulated interest!

Affordable Lending:

No/$0
  • Application fee
  • Annual fee
  • Closing costs
  • Pre-payment penalties
  • Transfer fee in online banking

LOW
Payments
UP TO
70% loan-to-value (LTV)
FLEXIBLE
10 year draw
15 year repayment

Bathroom icon

Example: Bathroom Remodel

National Average Bathroom Remodel$10,365
5.750% APR Home Equity LOC
10 year Interest-Only Payment = $49.67


1 HomeAdvisor, www.homeadvisor.com/cost/bathrooms/...

Payment based on a $10,365 loan with an Annual Percentage Rate of 5.750% for a 25-year term. Interest-only payments due monthly during the 10 years draw period. Principal and interest paid monthly during the 15-year repayment period.

Kitchen icon

Example: Kitchen Remodel

National Average Kitchen Remodel$23,564
5.750% APR Home Equity LOC
10 year Interest-Only Payment = $93.27


2 Home Advisor, www.homeadvisor.com/cost/kitchens/...

Payment based on a $23,564 loan with an Annual Percentage Rate of 5.750% for a 25-year term. Interest-only payments due monthly during the 10 years draw period. Principal and interest paid monthly during the 15-year repayment period.


*Annual Percentage Rate. Rate based on prime plus margin and credit score. Loan-to-value maximum based on credit score. Floor is 3.00% APR, maximum APR is 18.00%. Rate changes semi-annually based on booking anniversary date. 25-year term (10-year draw period and 15-year repayment period). The minimum payment must be made each month. During the draw period, interest-only minimum payments required. Available only on primary personal residence (not available on investment or rental homes). Existing Sun Federal Home Equity Line of Credit (HELOC) borrower(s) must re-apply and re-qualify.

Easy as 1-2-3

1

Your goals

What would you like to accomplish? From home improvement to debt consolidation or even paying for college, it can be fun considering how you want to use your equity to enhance your life.

2

Let’s discuss your options

Your trusted Sun Federal CU home finance specialist can help you review the best home equity financing options available to help you achieve your goals with the most value and savings.

3

Applying is easy

When you are ready, we will assist you through a smooth application process. Before you know it, the equity in your home can be working for you. It’s another great benefit of membership!

Ready to get started with a home equity loan? Take the next steps.

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Call a Loan Officer
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Email a Loan Officer
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Apply for a Home Equity Loan

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