Receiving suspicious calls? Hang up. Every year, thousands of people lose money to telephone scams. Protect yourself and your savings. No matter how friendly or trustworthy the caller seems, if you hear lines that sounds like any of these, say "No, thank you," hang up, and file a complaint with the FTC:
Unfortunately, people fall victim to Internet fraud – called phishing – every day. Scammers impersonate businesses to trick you into providing personal information. Some obvious signs of phishing include emails, texts and pop-up messages that ask for your personal or financial information. Don’t click on links within the emails or reply to the messages. Delete them immediately. Legitimate businesses don’t ask you to send sensitive information through unsecure channels.
If you’re concerned about your account or need to reach an organization you do business with, call the number on your financial statements or on the back of your credit card.
If you suspect you have been tricked by a phishing email, follow these steps:
Phishers are looking to lure you with bogus emails and pop-ups that seem safe. Will you take the bait or live to swim another day?
Text message spam, like email phishing, is sent to retrieve your personal information.
Text spam often promises free gifts or product offers in exchange for personal information, and can lead to unwanted charges on your phone bill or slow your cell phone performance. It’s illegal to send unsolicited commercial email messages to wireless devices, unless the sender has your permission.
There are a few exceptions to that law. Transactional messages, or those that come from a company you have a relationship with are legal. Also, non-commercial messages, like political surveys or fundraising requests, are allowed.