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**Detroit Branch Temporarily Unavailable**

Detroit Ave. ITM/ATM services are currently unavailable, with service expected to resume early next week. In the meantime, account access is available at other SFCU locations, or via our website or mobile app.

Vehicle Loans

Auto Loans

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Are you ready to buy a new or used vehicle? Know before you go—secure your financing before you even set foot in the dealership! With a convenient pre-approval, you’ll know your budget and can focus on finding the vehicle that’s right for you. 

Looking to refinance? Easily apply online or use a car loan calculator to see what you could be saving.

New Vehicles APR2 as low as 5.49%

Used Vehicles APR2 as low as 5.74%

Borrowing with us has its benefits! 

  • Competitive rates
  • Convenient pre-approvals
  • No prepayment penalties3
  • Personal guidance to design the right loan for you
  • Flexible payment terms that fit your budget
  • Manage your loan payments through Digital Banking

Vehicle Loans – Autos, Trucks, & Motorcycles

New (Under 10,000 miles, excludes private party sales)

TermAPR2
1-75 month termAs low as 5.49%
76-84 month term ($30K+)As low as 5.99%

Used (2020-2026)

TermAPR2
1-75 month termAs low as 5.74%
76-84 month term ($30K+)As low as 6.24%

Used (2019 and Older)

TermAPR2
1-51 month termAs low as 5.99%
52-60 month term ($30K+)As low as 6.49%

Motorcycle, Boat, & RV Loans

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Ready to embark on a camping adventure, travel the open road on two wheels, or go for a sunset cruise on the water? With lower rates and our signature personalized service, you can skip the stress and focus on your next adventure.

Fast, Affordable, & Flexible:

  • Competitive rates
  • No prepayment penalties3
  • Personal guidance to design the right loan for you
  • Pre-approval available
  • Flexible payment terms that fit your budget & lifestyle

RV, Boats, Motor Homes, Travel Trailers, New & Used Titled Vehicles

New & Used

TermAPR4
1-75 MonthsAs low as 7.49%
76-144 Months ($30K+)As low as 8.49%

Ready to get started? Take the next steps.

Vehicle Loan Resources