Free checking accounts with rewards for every stage of life

*APY = Annual Percentage Yield. APY accurate as of 9/22/2023. Sun Federal CU membership, account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. Accounts not to be used for commercial purposes. Limit one account(s) per social security number. Qualifications and rewards may vary by account. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates or approved Kasasa Eats® or Kasasa Play® merchants may change without notice to you. No minimum deposit or minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. A minimum of 12 debit card transactions, enrollment in online banking and receipt of electronic statements required to earn Kasasa® rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. If the account is closed, you forfeit any rewards that have not been credited to your account. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our institution as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. In order to properly distribute the account’s cash back payments; the description field, within the debit card transaction record we receive, must identify one of our current Kasasa Play® or Kasasa Eats® merchants if applicable. If you feel we have not properly identified a valid debit card transaction, please bring the transaction receipt to one of our locations, within sixty (60) days of purchase, so we can research and adjust your rewards, as necessary. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Kasasa®, Kasasa Cash®, Kasasa Eats®, Kasasa Play® and Kasasa Cash Back® are trademarks of Kasasa®, Ltd., registered in the U.S.A. Depending on what Kasasa® account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Cash®: daily balances up to and including $15,000 receive an APY of 4.00%; and daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the daily balance over $15,000, resulting in a range from 4.00% to 0.25% APY depending on the account's daily balance. Kasasa Cash Back®: you will receive 4.00% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. Kasasa Play®: you will earn refunds, up to a combined, aggregate maximum of $10 on debit card purchases made with music, video, gaming and other digital streaming services identified at https://www.kasasa.com/play-partners, that post and settle to the account during that cycle period. Your account’s debit card may be used for any transaction, but the account’s streaming services’ refunds are only valid at and will only be applied to debit card purchases made with one of our identified retailers. Refer to htttps://www.kasasa.com/play-partners or visit one of our locations for a current list of Kasasa Play® merchants. Kasasa Eats®: When your Kasasa Eats account qualifications are met during a Monthly Qualification Cycle, you will receive 4% cash back on up to a total of $250 in debit card purchases, made at grocery stores and food delivery services identified at  https://www.kasasa.com/eats-partners, that post and settle to your account during that cycle period. A maximum of $10 in cash back payments may be earned per Monthly Qualification Cycle. Your account's debit card may be used for any transaction but the account's cash back rewards are only valid at and only apply to debit card purchases made with one of our identified retailers. Please refer to https://www.kasasa.com/eats-partners or visit one of our locations for a current list Kasasa Eats merchants. A maximum of one cash back payment may be earned per Monthly Qualification Cycle. Depending on your Kasasa® account, when your qualifications are not met, dividend or cash back payments are not made. Kasasa Cash®: the entire daily balance in the Kasasa Cash® account earns 0.05% APY. You will receive reimbursements on nationwide ATM withdrawal fees incurred within your Kasasa Eats account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Nationwide ATM withdrawal fee reimbursements as well as dividends or debit card refunds will be credited to your Kasasa® account on the last day of the current statement cycle. Membership: To become a member of Sun Federal Credit Union, a savings account with a minimum deposit of $5.00 is required at opening. Eligibility: Persons who live, work (or regularly conduct business in), worship, or attend school in, and businesses and other legal entities located within our prescribed underserved community consisting of 85 census tracts in Lucas and Wood Counties are eligible to join. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in Philadelphia, Montgomery, Delaware and Berks counties (based on address), you and members of your immediate family or household are also eligible to join Sun Federal CU.

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