We've been telling you - and you may have heard it other places - that credit unions, like Sun Federal, can offer you better rates than you'll find anywhere else. Here's where we prove it. 

Savings

Accounts

Rate/APY

MVP-Only
Rate/APY

Savings

   

Kasasa Cash® Checking Account

When qualification is met in monthly cycle:

Tier 1: $0 - $14,999.99

   

Tier 2: $15,000 and above

   

When qualification is not met in monthly cycle:

   

Health Savings Account

Tier 1: $0 - $4,999.99

   

Tier 2: $5,000.00 - $9999.99

   

Tier 3: $10,000.00 and above

   

IRA Savings

   

For complete information and share savings account details, please read our Truth-In-Savings Disclosure: Savings Account and Kasasa Checking Truth-In-Savings Disclosure .

Money Market

Empower Money Market

Rate/APY

MVP-Only
Rate/APY

Tier 1: $1,000.00-$74,999.99

   

Tier 2: $75,000.00 - $99,999.99

   

Tier 3: $100,000.00 - $149,999.99 

   

Tier 4: $150,000.00 - $199,999.99

   

Tier 5: $200,000.00 and above

   

 

Amplify Money Market

Rate/APY

MVP-Only
Rate/APY

Tier 1: $1,000.00-$24,999.99

   

Tier 2: $25,000.00 - $49,999.99

   

Tier 3: $50,000.00 - $74,999.99 

   

Tier 4: $75,000.00 and above

   

For complete information and share savings account details, please read our Truth-In-Savings Disclosure: Savings Account.

Certificates

Regular Certificates

Term

Rate/APY

MVP-Only
Rate/APY

Minimum Deposit

3 Month

     

6 Month

     

12 Month

     

18 Month

     

24 Month Add-On

     

30 Month

     

36 Month

     

36/12 Power Savings

     

48 Month

     

48/18 Power Savings

     

54 Month

     

54/24 Power Savings

     

84 Month Raise-Up

     

84/48 Power Savings

     


Youth Certificate

Term

MVP-Only
Rate/APY

Minimum Deposit

30 Month No Minimum w/ Add-On

   


IRA Certificates

Term

Rate/APY

MVP-Only
Rate/APY

Minimum Deposit

3 Month

     

6 Month

     

12 Month

     

18 Month

     

24 Month

     

30 Month

     

36 Month

     

36/12 Power Savings

     

42 Month Add-On

     

48 Month

     

48/18 Power Savings

     

54 Month

     

54/24 Power Savings

     

84 Month Raise-Up

     

84/48 Power Savings

     

For complete information and savings account details, please read our Truth-In-Savings Disclosure: Certificates.

Loans

Apply Online Today!

Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval.

Loan Type 

Annual Percentage Rate

Vehicle Loans New & Used Titled Vehicle - Autos & Trucks

1-72 month term New  
  Used  
73-84 month term New  
  Used  

(Vehicles older than 10 years: max term 36 months, max LTV-85%; Except Classic Cars with Appraisal)

RV, Boats, Motor Homes, Motorcycles and Travel Trailers New & Used Titled Vehicle

1-72 month term

 

73-144 month term ($30K +)

 

Personal Loans

Lifestyle Signature

Up to 60 months

 

 

61-84 months

 

Personal Line of Credit

 

Overdraft Protection

 

Credit Cards
APR will vary with the market based on the Prime Rate. Disclosure

Cash Back Credit Card

 

Rate Advantage Credit Card

 

Luxury Credit Card

 

Home Equity

Interest-Only Line of Credit
Up to 70% LTV (is quarterly adjustable) 

 

Home Improvement (Equity) Fixed
Rate dependent on term, CLTV & credit score

1-14 year term

 

 

15 year term

 

First Mortgages (purchases & refinances)

 

View Rates

Business Services

All rates are subject to change. Rates effective as of DATE, unless noted. To ensure you have the most current rates, please use your browser's refresh (or reload) button to update this page.

Business Savings and Checking

Accounts

Rate/APY

Business Savings

 

Business Checking

 

Tier 1: $10,000.00-$24999.99

 

Tier 2: $25,000.00 - $49999.99

 

Tier 3: $50,000.00 - $74,999.99

 

Tier 4: $75,000 and above

 

Loan Type

Annual Percentage Rate

Business Lines Of Credit

Secure Business Line of Credit

 

Unsecured Business Line of Credit

 

Business Credit Card

 

Professional Business Vehicle Or Equipment Loans

 

Professional Musician Instrument Loans
New or Used - Borrow up to 80% of the market (retail) value (determined by certificate of authenticity & current appraisal).

1-5 Year Fixed

 

6-10 Year Fixed

 

11-12 Year Fixed

 

12/20 Non-Rollover Note

 

12/25 Non-Rollover Note

 

12/30 Non-Rollover Note

 

All rates are subject to change. Rates effective as of DATE, unless noted. To ensure you have the most current rates, please use your browser's refresh (or reload) button to update this page.